Terms and condition

Terms & Conditions

By using the NobleOak website you agree to the following Terms & Conditions.

General Information

The insurance product and premium information contained on this website is of a general nature only and does not take into consideration your objectives, financial situation or needs. Readers should consider this information having regard to your objectives, financial situation and needs.

Genus is the administrator of life insurance products issued by various insurers. Genus cannot provide readers with advice but our staff may provide general information about the life insurance product on behalf of your insurer. Genus is an authorised representative of NobleOak Services Limited to arrange the issue, variation and disposal of life risk products authorised by NobleOak Services Limited ABN 66 112 981 718 AFSL in connection with the administration services it provides on behalf of your insurer. Readers should also refer to the Product Disclosure Statement (PDS) issued by the insurer for the product they hold which is available on this website. The PDS sets out the terms and conditions for the insurance cover. This is available by calling Genus on 1300 88 44 88 or from www.genuslifeinsuranceservices.com.au. The details of your insurer will depend on your Life Insurance Plan Start Date and are contained in your Plan Summary or available by contacting Genus. Other information contained on this website is of a general nature only. Any taxation considerations contained on this website are based on present laws and the continuation of these laws.

Genus Website

The www.genuslifeinsuranceservices.com.au website (“Genus Website”) is owned by Genus Life Insurance Services Pty Ltd ABN 89 631 536 537 Level 7, 66 Clarence Street Sydney NSW 2000. Access to the Genus Website is subject to these Terms and Conditions which include any other notes, disclaimers and other terms and conditions. By using or accessing the Genus Website you agree to be subject to the Terms and Conditions. These Terms and Conditions may be modified at any time by Genus. You agree to be bound by these Terms and Conditions as modified and appearing within the Genus Website.

Access for Australian Residents within Australia Only

This Genus Website is only for the use of persons accessing it from within Australia. The products and services described in this website are in respect of Australian citizens and residents of Australia.

Disclaimer and Limitation of Liability

To the maximum extent permitted by law, Genus, its employees, officers and contractors and its controlled entities hereby exclude all liability for, and shall not be responsible for, any direct, indirect, incidental, consequential or other loss or damage (however arising) suffered or incurred by you as a result of:

• use of, reliance on or access to the Genus Website including any of the material or information on it; and/or
• use of any calculators, items or material sourced or obtained through the Genus Website.

Further, no express or implied representation or warranty is made as to the suitability, accuracy or currency of any material on the Genus Website

Copyright, Intellectual Property and Links

No part of the Genus Website or the material in it may be reproduced, extracted, published or distributed (unless specifically authorised by applicable law) without written permission of Genus. Copyright in the Genus Website content is owned by us unless otherwise indicated. Intellectual property rights in our logos and  trademarks remains vested in Genus and you do not acquire any such rights in our logos or trademarks by virtue of your access or use of the Genus Website.

You are not authorised to provide any web or other links to this Genus Website without prior written permission from Genus. This Website may from time to time contain links to other websites (“sites”). Unless otherwise stated, Genus does not endorse the content in any other sites nor the organisation or entity providing the site. Genus does not accept any liability whatsoever in connection with your access to any site or use of information on any such site. Genus does not represent that material on any linked site does not infringe the intellectual property rights of a third party.

General Conditions

You are not permitted to access or use this website for any unlawful purpose. This Genus Website and these Terms and Conditions are governed by the laws of the State of New South Wales and the Commonwealth of Australia, and any disputes arising from use of or access to the Genus Website or in connection with these Terms and Conditions are governed exclusively by the jurisdiction of the courts of that State or the Commonwealth as the case may be. If any of these Terms and Conditions are found by a competent court to be invalid, unenforceable or illegal for any reason, such provisions shall be severed and the remaining Terms and Conditions will continue in full force and effect.

Privacy

Please view our Privacy Policy for full details on how we handle your personal information.